Fintech App Development
BaFin, PSD2, open-banking, compliance built in from sprint 1.
iOS development for regulated financial products. ~4 years shipped in BaFin-regulated wealth-management and payment platforms. Compliance isn't a checklist added at the end, it's baked into architecture decisions from day one.
What's included
Deliverables
Regulatory architecture
Data flows, storage, and API design aligned with BaFin, PSD2, GDPR, or PDPL requirements.
Biometric & secure auth
Face ID / Touch ID integration, Keychain-based token storage, certificate pinning.
Open Banking / PSD2
Account aggregation, payment initiation, and consent management flows.
KYC / AML flows
Document upload, liveness check integration, and third-party KYC provider wiring.
Portfolio & transaction UI
Real-time data, charts, and complex financial state, performant and accessible.
Security review
Pre-launch pen-test readiness check and remediation of common mobile finance vulnerabilities.
How it works
The process
Compliance mapping
Map your regulatory obligations (BaFin, FCA, SAMA, PDPL) to concrete iOS implementation requirements before a line of code is written.
Secure-by-default build
Every feature implemented against a security checklist: Keychain, transport security, data-at-rest, and session handling.
Audit-ready delivery
Documented data flows, third-party SDK inventory, and a security posture report suitable for regulatory review.
Is this right for you?
Who it's for
Fintech startups
Building your first regulated iOS product and need an engineer who has shipped in BaFin-regulated environments before.
Wealth-management platforms
AUM growth is outpacing your iOS engineering capacity. You need a senior engineer who understands the compliance context.
Payment & open-banking companies
PSD2 integrations, consent flows, and payment initiation require specialist iOS knowledge.
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