Fintech App Development

    BaFin, PSD2, open-banking — compliance built in from sprint 1.

    iOS development for regulated financial products. ~4 years shipped in BaFin-regulated wealth-management and payment platforms. Compliance isn't a checklist added at the end — it's baked into architecture decisions from day one.

    What's included

    Deliverables

    Regulatory architecture

    Data flows, storage, and API design aligned with BaFin, PSD2, GDPR, or PDPL requirements.

    Biometric & secure auth

    Face ID / Touch ID integration, Keychain-based token storage, certificate pinning.

    Open Banking / PSD2

    Account aggregation, payment initiation, and consent management flows.

    KYC / AML flows

    Document upload, liveness check integration, and third-party KYC provider wiring.

    Portfolio & transaction UI

    Real-time data, charts, and complex financial state — performant and accessible.

    Security review

    Pre-launch pen-test readiness check and remediation of common mobile finance vulnerabilities.

    How it works

    The process

    01

    Compliance mapping

    Map your regulatory obligations (BaFin, FCA, SAMA, PDPL) to concrete iOS implementation requirements before a line of code is written.

    02

    Secure-by-default build

    Every feature implemented against a security checklist: Keychain, transport security, data-at-rest, and session handling.

    03

    Audit-ready delivery

    Documented data flows, third-party SDK inventory, and a security posture report suitable for regulatory review.

    Is this right for you?

    Who it's for

    Fintech startups

    Building your first regulated iOS product and need an engineer who has shipped in BaFin-regulated environments before.

    Wealth-management platforms

    AUM growth is outpacing your iOS engineering capacity. You need a senior engineer who understands the compliance context.

    Payment & open-banking companies

    PSD2 integrations, consent flows, and payment initiation require specialist iOS knowledge.

    Ready to start?

    Let's talk about your project

    Typical response within one business day. No sales call required before we get into details.